No minimum balance, no inactivity fees FDIC insured GET MY CARD Say Farewell to Fees No activation fee … You can load cash on your PayActiv Prepaid Card at participating Green Dot retail locations for a fee. None of the headaches. The card is issued by the Central Bank of Kansas City, and PayActiv is the program manager. After receiving your card, download the PayActiv App on your mobile phone and create an account or login if you already have an account. All employees are eligible. These fees can reduce take-home pay by up to $200 every month 4. PayActiv's approval comes a month after the bureau issued an advisory opinion in an attempt to resolve regulatory uncertainty surrounding the conditions under which earned wage access programs offer "credit" under Regulation Z. Access is more than a paycheck. I am very grateful to my employer for offering this benefit. The PayActiv Visa Prepaid Card is FDIC insured and protected by Visa's Zero Liability protection. ACCESS Freedom provides free use of PayActiv’s benefit program, including earned wage access, for users who direct deposit at least $250 of their wages per pay period onto a PayActiv prepaid Visa card. The timely access to these funds is intended to provide users liquidity and relief from unforeseen fees. The PayActiv card is not a credit card, because there is no underwriting involved when issuing the card and no credit or trade line is created when a card is issued. And, put money on the card for unexpected emergencies with Earned Wage Access. The timely access to these … ���7���/� I� + • 31% of users avoided payday loans • 38% of users avoided late fees • 31% of users avoided overdraft fees On average, low-to-moderate income families would pay more than $300/month in fees and interest. endstream endobj 252 0 obj <. Guardrails prevent overdrafts and associated fees, Surcharge-free cash withdrawal at MoneyPass ATMs, No-fee bank teller withdrawals at banks where Visa debit cards are accepted, Pay bills from the PayActiv App with no extra fees. A debit card is a plastic card that you can use to pay for goods and services, or withdraw money, directly from your bank account. ELECTRONIC BILL PAY Pay bills directly from the PayActiv app. PayActiv Visa ® Payroll Card Pay card that helps you and your employees Optimize workforce payout management while giving employees any day access as they earn, and early deposit of … The main difference is that the Payroll card is issued through employers to disburse employees' paychecks while the Prepaid card is available directly to consumers via our website. Always know your balance and transaction history with the PayActiv mobile app. The PayActiv app also includes access to financial counseling, literacy, and a savings tool that encourages long-term financial wellness. PayActiv has been very helpful. Now I use PayActiv for rent and groceries. 1. ; On the home screen, tap “Activate” in the card … PayActiv Visa® Prepaid Card Access to Better Banking Get early access to your pay with direct deposit from your day job, side job, or next job. BANK TRANSFER and CARD LOAD Transfer to any bank account, or to any prepaid, debit, or pay card… Over 85,000 billers. 277 0 obj <>stream Incorporated. How it Works. Welcome to the PayActiv App, our websites www.payactiv.com and web.payactiv.com, and our PayPoint Kiosks collectively called (the “Site”). PayActiv, Inc. (“we”, “us” or “our”) provides the Site and the information and services offered on the Site to you, subject to the following Terms of Use (“TOU”). The PayActiv Visa Prepaid Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from/by Visa U.S.A., Inc. Visa and the Visa Brand Mark are registered trademarks of Visa U.S.A. PayActiv will be free from liability under the Truth in Lending Act and Regulation Z while it’s in the sandbox. Human Resource Administrator, Grandmother, Age 52. According to PayActiv’s research, the average American worker can save $250 every month by tapping into earned wages and avoiding the fees associated with alternative financing sources. h�bbd``b`�$��9 �|$�"n VN� "�AJ& �Fq $fbe��8 �?HX {m&F�.

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