They closed it but when I requested a copy of the application, they hid behind the Fair Credit Reporting Act saying that I needed a Subpoena and a police report. The Secured Sable ONE Credit Card has no annual fees and no foreign transaction fees. If you are "an International" -- the target audience Sable positions themselves for, do not bother. Call us at 800-236-8866 during our regular customer care hours. in the Discover App or by phone. However, most major U.S. banks, as well as many smaller financial institutions, allow you to deposit checks using this method. They refuse to give me a card even after five months. They did not report the account to the agencies for about 3 months after opening the secured card and whatever they reported -- I could not clearly see it on file. I gave them $5000 in security and am unable to use the card since I don't have one. After about 6 months I didnt need the secured card from Sable anymore so I closed it. Sable has two secured cards that you can qualify for without a credit history or social security number. And with that being said someone went into my account stolen money from it and I even send them prove because I had an alert of a purchase that was also made and which I couldn't cancel the order but I managed to get info of the person name/phone number and I've sent it to sable and they've refused to give me my money back which is $443.00, Screw sable they restricted my account and I didn't even receive the cards yet so I sent an email asking why they sent a response like the account is under investigation. Sable offers two secured cards (one debit card and one credit card) that enables anyone without a credit history or social security number to begin building credit. I didn't even know my identity was stolen until my credit score started falling due to the unpaid account. No fees or credit checks. Premium benefits like coverage in the event your covered cell phone is stolen or damaged (including cracked screens! I wasted time, money, AND still had to go through the other transfer process and wait 2-3 days for the money to finally land in my Sable account so I could pay my credit card bill. Otherwise no problems. Click "Log In" to access your account. This Company is a nightmare and don't you dare put your money in it. Horrible, muy decepcionante, el soporte tecnico muy pobre, siento que estan jugando con mi dinero. Don't use Sable, any competitor is better. I contact support through chat they dont respond, cell no response and email they send auto generated messages. Froze my account with 6k in it after I had my taxes deposited. Pay bills*. Got my account open easily with minimal time commitment. It does NOT. DO NOT!! Albert Cash. Convenience: Save a trip to the branch. This influences where, how and in what order such listings appear on this site. Designed to improve your credit score. I have met all the marks for 5 months straight while increasing my credit score by 100 points and they have not changed my card to unsecured and returned the deposit as indicated. I contacted them several times about the bonus and always got the brushoff. Will be working to close them if possible. My family and I are on the street because they closed or restricted my account with almost all my money in it. (11:07:46 AM) Andell Aziz: Please advise the process to have the account closed off Then it gave me one delivery date then checked ahain there was another one then another different one. We are not a loan provider or a broker and we do not offer loans or mortgages directly to end users, but only allows users to match with lending partners and platforms that may extend a loan. Sable | Banking for building a life. Most banks say that you should expect your mobile deposit to show up in your bank approximately one to three business days after you complete your deposit. Avoid this company like the plague. << /Filter /FlateDecode /Length 28156 >> Fast forward to today. $5,000 or 20 checks per day or $10,000 per month. I felt like I was being punked by their stupid responses to my questions. I left it for over 6 weeks until I realised that my husband did a couple other transfers that he did not get back in his account and we are unable to locate the funds totaling $1000. Receiving monthly payroll direct deposits to your Sable bank account of at least $500 per month for the last four months. Box 323 You can't talk to anyone. After ~5 months of "using" Sable I was out. They blocked my account after my 9000$ was directed to my card and I can not talk to anyone they never answer the phone, This is the worst company ever. Track your credit progress in real time. Then not long after that I signed back in and it said wrong password which was not wrong. Sign the check and write For Mobile Deposit Only- SmartBank. It doesn't work at all. Who does business like this? Quick & Easy-to-Use: Cash checks instantly 24/7 from virtually anywhere. Offering both debit and credit cards; . FIRE Qualification: 30 consecutive days qualified deposit ($6,000), spend ($2,000) plus a $199.99 Annual fee. All standard benefits, plus: 6% Cashback / 3.00% Savings APY / Unlimited Savings Goals & Virtual Cards / 2 mo. All content Copyright 2023, SmartBank. I am really surprised how well this works and I am looking into more options to build my credit score with a different mix of credits. Be very careful with Sable. Funds deposited into a savings account will be included in your available balance after nightly processing on the day the deposit is approved. In addition, please confirm your relationship with all parties. . (To accept the image, tap the green check mark. you are forced to have your salary to come to Sable that was pretty much a deal breaker for me on top of all other inconveniences and very poor design this service has. This is the conversation; We apologize for the inconvenience you are facing now. It doesn't require an SSS Number and you can build US credit history. If you had your Euquifax file in another country -- Amex can pull it and you will be basked in the excellence of the Amex service. Citizens Bank One Deposit, Ever Value, Student Checking, and Personal Checking with Interest. They don't answer the phone or return emails. I've been calling for weeks and no one ever picked up the phone. 1. launch. They are experiencing delays with their card producer. Verify that the check amount and written amount match. After reading the reviews here I'm glad I got rejected. Their customer service is abysmal and any email correspondence is spotty at best. Then our Mobile Deposit feature is perfect for you! FDIC insured, SSL/AES encryption and supports 2 factor and biometric authentication, Multiple ways of communication, hours not listed, User friendly site and app with detailed FAQs, Michael Graw is a Bellingham, Washington-based writer focusing on finance, tech, and science. The customer support is horrible and this really does not seem like a real financial institution at all. Items greater than $2,500 will generally not be accepted through Mobile Check Deposit. Features. Sable restricted my account and has been holding my money for two weeks now. And someone in that company needs to own up to this, customer service guy was so calm telling me "yes sir I know it's not your fault but we won't remove the account from your credit report" it's horrible what a waste of a company. After depositing money my account got blocked and there is no proper response from customer support. When I questioned them this is the response I received we currently report all information including your credit utilization, outstanding balance, payment history, and credit limit. never shipped my cards applyed mounts ago and they never shipped them!!! Their slogan should be Sable - The only credit card with no card! }t@.u=)z_~ky.yzi:_7&u zl'fG{^G+" "zu5w|9,476:p{kjn$6R^u'f]],qnK/~{|sMZ?nH>l)N0(SnaLX@%gLSO80~e2. when i say this digital bank platform has no idea how fed up people are with their ridiculous, asinine & outdated policy agreement ..if you ever receive your tax return & have it set to deposit into sable debit, remember since November 9th, 2022 their *weekly* transaction limit is $1,000 & oh yeah the kicker *no more* atm withdrawals but dont worry you can certainly deposit every cent you have & rest assured they will keep it as long as possible & make it hard for you to actually get your funds in some way or another ..i am closing the account soon as i can clear *my* money out their trashy system ..open an account at your own risk -, This company should not be trusted. (11:07:28 AM) Andell Aziz: Are you saying that the account was restricted because of the transfer? 6. Stay away from the Sable secured card! I had stopped using it because of my disappointment and wanted to cash out my rewards before closing the account. Now I am going to close my account and as for them not keeping up to the agreement I will not be paying any remaining balance on my account any attempt to put such item on my credit will be vigorously disputed. Negative stars2 months no cardsnow suddenly closed??! Here is a list of banks that will allow you to deposit a check of up to $10,000 via mobile deposit. Now they block my card right after I reported them to the bbb. I guess it's time for me to check out Discover Card cause this company has my credit stagnant. The developer provided this information and may update it over time. Ive sent emails, Ive done everything I can think of to try to get answers, the redemption button worked the couple of times I used it, then suddenly it just stopped. The Sable Secured Card has no annual fee nor late payment penalty fee. And that bank thinks it's not responsible for Sable! Ally Bank. I applied for a card and got approved they said that shipping will take more time cause the card manufacturer is backed up I'm disgusted. Connect with one of our teammates for one-on-one assistance. After reading these reviews, Im truly glad Im not in and have never wired any money. View and search 24 months of transaction history. You can apply for either card without a social security number or credit score, and Sable will help you build your credit over time by reporting your monthly payments to the major US credit bureaus. Discover Bank 9. If they can't even handle the most basic business functions like getting a card mailed out, how could I ever trust them to handle my money? She shares powerful insights on her blog, Great Passive Income Ideas, that will show you how you can create passive income sources of your own. Sable APP. All I wanted was a copy of the application. Terrible company. Now I have to use the virtual cards instead. 4/5. So I patiently waited. Mobile deposit is only available through the Wells Fargo Mobile app. After 4 months Im still waiting for my money. Transfer money with ease Sable is a good digital checking account and card (8.2/10) which our experts recommend, particularly for its easy signup process and very low fees and exchange rates (9.3/10). Verify that the check amount and written amount match. No customer services available. Direct deposit (also called ACH) is usually free but can take longer to be credited. If youre having similar issues, please reach out to the CFPB so Sable is shut down. They accepted the initial transfer and then blocked the account. I called them on 10/28/22 to find out where my money is and they said that they would send a wire transfer and I should receive it in 24-48 hours. The best alternatives to sablecard are TransferWise , Stilt and POINT. Then send you cards in the mail. Want to speak to a live representative? I have not been well. Customer service is terrible they said they will close the account and then after said their investing the account. Using your banks mobile check deposit feature is fairly simple. I was trusting of their very detailed webpage that I submitted photos of my Passport and EB3 visa foil page only to know that my application is denied. And again, the transfer takes longer than ANY of my other accounts, which always post within 24 hours or less these days. Scam. Had a great onboarding experience with Leap and Sable. If I could rate this negative 5 stars I would. Right now my money is held by them for over 10 days, and has not been returned yet. Minimum Deposit Amount. Without warning anything Sable reported my wife and she lost 100 points waiting for Sable. ", Really deserves 0 stars you cant even rent a car with the credit card. Sable offers customer support by phone and email, although support hours arent listed on the website. CT: Mortgage Broker only, not a mortgage lender or mortgage correspondent lender. Ripoff #2) The credit card is a rewards card. This review was completed using information from the Sable website. No hay telefono que te atienda. I have been able to go from no credit history and score to a 688 in no time. . To make matters even worse, the chat is never available, and even when it used to be available it was worse than useless -- I remember going in there and spending an hour waiting for a response. 10,000+ Wrongfully made charge hit secured card limit of 507$ and reports negative to credit even though they said I won dispute and they kept my deposit!! None of the cards even worked when I had to slide them through the terminal because they did not even have card chips on them. Give $20, get $20 Get your credit score coming soon Get double cashback Earn rewards on every spend Tradeline Supply Company Review: A Good Way to Build Credit? This site and CardRatings may receive a commission from card issuers. Any matching request submitted through our website does not constitute a loan application and you will have to submit a loan application to the respective lender before the lender provides you with an actual offer. These are minor nitpicks but they'd do wonders toward a smoother user experience. You'll never speak to a live person. Effective July 1, 2018, the Federal Reserve Board made amendments to Regulation CC providing clarification on the requirements of mobile deposit endorsements and who has liability in the event of a duplicated check deposit. They Neglected account services. to take a picture of the back of the check, and repeat steps. if really like to know what is wrong. Their has to be something that can be done. trash ..ab-sol-ute trash do you read me? Please please dont used there products. Secured credit absolutely worst credit builder ever guided me poorly. Appears to me that they opened an account without my consent and they don't have an application so now they are scrambling similar to what Wells Fargo did to their customers. Although not a bank itself, Sable's accounts are offered by Coastal Community Bank, making it a reputable platform with solid backing (7.1/10), although still small in size. After multiple attempts to contact the bank I finely get a email saying my account was being closed and my funds would be returned to there source. Fulton, MD 20759, 2023 Best Wallet Hacks All rights reserved. Read the other reviews!! I am now saddled with this stupid account just so I don't end up with a closed account on my credit history that I am working hard to rebuild. 1 talking about this. Please allow one business day for your account review. Depositing checks via your mobile device can be a convenient way to get money in the bank quickly. Then one day my card didn't work. Enter Offer Code HMB323 when applying. Don't make this card!!! I hate this so called bank! Download the Wells Fargo Mobile app to your smartphone. After they accepted the first transfer into my account, they restricted it. Again: My account was restricted 4 weeks ago, Sable refuses to communicate, no chat, no emails, cannot EVER speak to a representative and my money is basically stolen. Direct Deposit Make payday even better by having your paychecks or social security checks deposited directly into your account. Make sure you are taking a picture of check in a well-lit area. To ensure the security of your mobile . Customer service is slow, laborious and usually ends without any resolution. So, you need to be comfortable making payments and monitoring your account on your smartphone to use these cards. Ive tried calling over and over, they never pick up, you only get a recording. HR should be fully responsible for hiring people that have no or little experience with money. Now customer support chat has gone completely dark. Move money all over the world at guaranteed cheapest rate available with Sable's best rate guarantee. They will lock your account without a reason, they pick which accounts to send their physical credit cards to with no guidelines. Learn which tasks are best left to computers and how best to get it all set up. Line-up the check image with the frame, and take picture. ), and providing an option to turn off the "enable fingerprint" screen. He writes for BestMoney and enjoys helping readers make sense of the options on the market., See what some costumers are saying about Sable Bank Account And Debit Mastercard. We'll help you open a fee-free UK bank account in one day, with: No minimum deposit required. I was guided and told wrong information, but that's my fault!! Select the account and enter the check amount: Choose the account into which you want your check deposited. Find a location near you. Fight this tierant company and hit them hard so that they can feel it. The Sable Bank app is available for users of the Android and iOS platforms. Your purchases can earn up to 2% cash back. This company is a scam. To add to the frustration, they NEVER send you a notification like, "Your credit card bill is due in 7 days" to remind you to transfer the darn funds. Note that most banks have a daily and monthly deposit limit. For additional information, please review our advertising disclosure. I opened a account and used it for everyday expenses with no problem. They do not answer calls, emails are answered 2 - 5 days. By using a mobile device with a camerasuch as a smartphone or a tabletit's easy to take a picture of the check, which is then uploaded through the bank's mobile app. The only complaint I have is their path to secured credit is questionable. Seven weeks laterstill no cards. We also werent able to get through to a representative when we tried calling. For items submitted by5:00 PM ESTMondayFriday, funds will be deposited on the day of deposit. A direct deposit of $5,000 is required to . Once again I contacted Sable customer service and once again my issue got sent to the Great Sable black hole of nothingness. Fill out the "Username" and "Password" fields. I just transferred $1,000 into my account on 10/27/22. I'm also reporting them to the BBB, My application was rejected with no reason. Register Now. Stop by your nearest Cadence branch to open an account and more. Mobile deposit is a way to deposit a check without physically going to the bank. It is trash. Features 4 Rewards program 3.7 Fees 4.8 Member qualification 4.5 Ease of use 4 Pros No account service fees Rewards debit card No credit check Cons Before you start snapping pictures, make sure to endorse the check. I told the lady it sounds like a scam. You can go directly to the account or choose the plus sign at the bottom of the screen. Earn 2% cash back on favorite brands Earn 2% 1 cash back on favorite brands, 1% 1 cashback on all purchases, and a 2x cashback match in your first year! I think its insane. They have it set up so you can ONLY pay your credit card using your linked Sable bank account. Once you click "Apply Now", you will be directed to the issuer or provider's website where you may review the terms and conditions before applying. No waiting in line required. The card doesnt have an annual fee and offers 1%-2% cashback on purchases.
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