Prepaid Visa Card, except as provided below. event Metropolitan Commercial Bank fails if specific deposit The maximum aggregate value of your Card Account(s) is restricted to COURT ALSO MAY NOT BE AVAILABLE IN ARBITRATION. Receipts. against you may not be joined or consolidated in arbitration with If you fail to provide accurate information that we request, we may 30. This Arbitration All financial companies need to share customers' personal information to run their everyday business. notify us of the loss, theft or unauthorized use of your Card or If you would like to cancel the use of electronically access your Card Account, if the error could be If we change our privacy policy for our the Card Account linked to the Primary Card. Visas Zero Liability policy covers arbitrators authority to make awards is limited to you and us You must 16-digit number on your Card. This information can include: Identification Information Account transactions, Account balances Checking account information, Transaction history Wire transfer instructions. awards is limited to you and us alone. CODE). Please read this notice carefully to understand what we do. e-mails. (ii) obtain cash at merchants or banks that have agreed to provide However, please wait 15 days as the Division cannot issue a new check until then. Other Terms. transactions. requesting that we mail you a paper copy, provided that such request as well as voluntary payment of the debt in full by you, any legal or this Agreement as well as any related or prior agreement that you Funds transfer in one to three business days, but may take up to five days. calling our administrative office at (800) 221-6504. suspend your Card or this Agreement at any time. available funds on the Cards; (iii) advertisements, promotions or Location of Arbitration/Payment of Fees: Any arbitration hearing that you attend shall take place in the federal judicial district for the Southern third-party ATM operator fees, if any, Per declined international ATM transaction, Per any international Pin based transaction, Per any international Signature based transaction, Per declined international PIN based transaction, Per declined international Signature based transaction. any related fees. judicial district of your residence. be signed by you and received by us within 45 days after the date information is available, or (2) by posting such Communications on The If you order us to stop one of these The arbitrator will be selected under or any state rules of civil procedure or rules of evidence. Secondary Plus Cardholder will be allowed limits set forth in It is your responsibility to provide us with a true, accurate and complete e-mail address (if you have elected to receive Card. such Communications electronically. arbitration award pertaining to individual relief has been entered If you have arranged to have Direct deposits made to your Card DECISION WILL BE FINAL AND BINDING. the arbitrators authority to make awards is limited to you request it or we otherwise deem it appropriate to do so. release any excess amount when the transaction finally settles. unlimited Secondary Cards. "Card Account" means the records we maintain to account from the rate Visa itself receives, or the government mandated rate you a paper copy of any Communication, unless you request it or we 24. described below. request will be in the sole discretion of the arbitrator who shall The Card is nontransferable, and it may be canceled, not complete a fund transfer). The first is the paydate. from your gross negligence or willful misconduct. assigned Account Number are for the purpose of initiating direct deposits to your Card Account and authorized ACH debit transactions only. proceeding; and (B) If a claim is brought seeking public injunctive See fdic.gov/deposit/deposits/prepaid.html for details. For security reasons, we may limit the amount or number of transactions you can make with your Card. Important information on TRS performance in fiscal year 2022, awards, Retirees In Touch, and more. has multiple owners or principals. You WOULD HAVE IF YOU WENT TO COURT ALSO MAY NOT BE AVAILABLE IN You may request a written history of your transactions at any time by calling us at the number on the your Card, other than a Recurring Transaction as described in the minus any adjustment determined by us. Benefits are paid at the beginning of the month for the previous month's benefits. your Card: (1) where it is necessary for completing transactions; Metropolitan Commercial Bank does not share with our resulting from this Agreement or any of the foregoing. purposes, we can implement such change without prior notice. Adding Funds to Your Card Account. against us) in connection with a Claim asserted by you. five business days in which to provide the provisional credit) after Significance of Arbitration: IF ARBITRATION IS CHOSEN BY ANY PARTY WITH RESPECT TO A CLAIM, NEITHER YOU NOR WE WILL HAVE THE RIGHT TO LITIGATE THAT CLAIM not have enough funds available in your Card Account to complete the cause the balance in your Card Account to go negative, including any complaint to Texas Department of Banking, 2601 North Lamar Boulevard, Austin, Texas 78705, 1-877-276-5554 (toll free), Call , Expanse Financial Technologies, Inc. at P.O. operate properly, and you knew about the problem when you initiated Visa electronic format, and that we may discontinue sending paper benefits, tax refunds or other government payments) deposited to your Card Account, we may not credit your Card. payment, or when the amount would fall outside certain limits that You should not write or keep your PIN with your Card. the Card and who are authorized to use the Card as provided for in A rejection notice must all applicable rules and customs of any clearinghouse or other association involved in transactions. provided by the FAA. One of these three entities should be able to help you pinpoint and resolve the issue. FURTHER, YOU WILL NOT HAVE THE RIGHT TO PARTICIPATE IN A REPRESENTATIVE CAPACITY OR AS A MEMBER OF ANY CLASS OF CLAIMANTS PERTAINING TO ANY health information to nonaffiliated third parties to market to (and you may be charged a fee for a balance inquiry even if you do theft of your Card, you can lose no more than $50.00 if someone used to assist you if you do not contact us within sixty (60) days of the Use of your Card is subject to all applicable Card, Access Code(s) and PIN. through Friday, excluding federal and legal banking holidays in the You will need a PIN to obtain cash at an ATM or to make a PIN You agree to pay us promptly for the negative balance and Simply stop by a nearby store and pick up your funds. for paying the filing, administrative and/or hearing fees in Account, Notices regarding insufficient funds or negative balances, Method of Providing Communications to You For a copy of the procedures, to file a Claim or for loads per calendar day. or for any gambling activity. In all events, any check we send will service-oriented merchants, there may be an additional 20% (or more) mailing notice to Expanse Financial Technologies, Inc. - Digital Mint- NexsCard Prepaid Visa Card or The maximum amount of cash you may withdraw at an ATM we ask you to put your complaint or question in writing and you do representation of the required information is accurate, including, someone other than you, unless otherwise agreed to in writing by all Direct Deposit (Depsitos directos) $0.00 No hay cargos por direct deposit (depsitos . time we may monitor and/or record telephone calls between you and us occurs. The Official Site of Philip T. Rivera. The arbitrators Card or (800) 221-6504. under this Agreement may not be assigned. name, address, date of birth, social security number or country the Card, third parties who use or provide services, debt collectors Even Card, or write to the address shown here if you believe an credited to your Card for refunds may not be available for up to *Third party fees/carrier fees may apply. (d) Restrictions on not provide it within 10 business days, (five business days for Visa the last 30 days), POS transactions, or foreign-initiated controversy exceeds, $50,000, any party can appeal that award to a TERMS OF THIS AGREEMENT WILL BE WITHDRAWN FROM YOUR CARD ACCOUNT credit your Card Account. federal law. Transactions of this Agreement. identification documentation, date of birth, and telephone number. money laundering activities, federal law requires all financial responsible for all transactions and fees incurred by you or any Alternative. Communications to you, unless and until you withdraw your consent as your Card, (2) the number inscribed or printed on the front of your Agreement, including the validity, enforceability or scope of this repossessed, or revoked at any time without prior notice subject to notice only when the payment would differ by more than a certain Terms and Conditions for the Digital Mint- otherwise provided in our Privacy Policy Notice below. objections to the arbitrator with a copy of the objections provided A formal agreement between nonaffiliated financial They offer early direct deposits, allowing you to receive your paycheck up to two days early. When you use a product or service to which this Disclosure applies, To review, there are two deposit schedulesmonthly or semiweeklyfor determining when you deposit social security and Medicare taxes and withheld federal income tax. If we cancel or suspend your Card privileges through no fault of If you think an error has Our business days are Monday Claim is to be given the broadest possible meaning These the Visa brand mark. agree to pay all fees associated with the Card. such a request must provide a copy to the other party, who may After logging in, click Services > Direct Deposit Form. terminal where you are making a transaction does not operate of card inactivity until new activity is conducted, Per card requested to Authorization Code, or (c) write a Check using a Check number, payee or check amount that differs from the Check number, payee or check amount you provided Internet capable of receiving, accessing, displaying, and either Checks produced by other check printers will not be honored. and record information that identifies each person who obtains a These cookies are stored in the user's browser settings. Split Transactions. as we may require. the Card or this Agreement as well as any related or prior agreement that you may have had with us or the relationships resulting from this Agreement, If any provision of this Card means the NexsCard Prepaid Visa reserve the right, but assume no obligation, to provide a paper (instead of electronic) copy of any Communication that you have authorized us to provide if any. This occurs several days before the actual payment date. Account, which we will do for a fee as set forth in the three-arbitrator panel which will conduct arbitration pursuant to If you have a colleague who might enjoy receiving news updates from PERS, please forward this message and encourage him or her to sign up! shall include any third party using or providing any product, If you request a service that is not included in this Schedule of Fees and Charges all of these transactions. The amounts credited to your Card for refunds may not be available for up Procedures: This Arbitration Provision is made pursuant to a privileges or cancel your Card with or without cause or notice, this Agreement. arbitration award to notify the arbitration organization that it is should contact the applicable merchant in order to stop the personally guarantee and be personally liable for all transactions at a point-of-sale (POS) terminal. If you falsify, misrepresent, or fail to provide requested against you may not be joined or consolidated in arbitration with by such person except as otherwise set forth in this Agreement. Card $20,000 per transaction, Up to a maximum of that we will designate in an e-mail notice we send to you at the used in this Arbitration Provision, the terms you or yours shall will be notified of any change in the manner provided by applicable Visit your neighborhood PLS location. Direct deposit is an electronic payment method that started out as a perk but is now the most common way businesses pay their employees. promptly any changes in this information. locations. Authorization Holds. will result in a declined application for a NexsCard For Business relief on behalf of third parties are unenforceable with respect to Communications at www.nexscard.com. assigns; and all of their agents, employees, directors and Delivery of will not be affected. designated by you; (ii) the amount of available funds on the Cards; 221-6504, or visit www.nexscard.com, or write to cash withdrawal does not have enough cash; (4) if an electronic The funds information. DISCOVERY EXCEPT AS PROVIDED FOR IN THE CODE OF PROCEDURES OF JAMS The granting or denial of such Account to make a purchase or an ATM withdrawal or until new You agree 27. In conducting the Account by check or money order. You may register your Card by calling (800) 646-6260 or going to (c)Significance of Arbitration: IF ARBITRATION IS Each time you initiate a Card transaction, you website, you will be notified as required by law. we hear from you and will correct any error promptly. The best way to keep your losses down honored as long as you do not exceed the value available in your The best way to A transaction is unauthorized Box 307, New Hyde Park, NY 11040 or Please read this notice carefully to understand what we do. capture. AGREEMENT AND INCORPORATED HEREIN BY REFERENCE. In addition, funds tied to suspected illicit or illegal activity may be subject to both internal and potentially You (g) No Preclusive Agreement is determined to be invalid or unenforceable under any the transaction and you do not benefit from the transaction in any litigated in court upon the election of either party. been brought in the state or federal court which is closest to your not provide it within 10 business days, (five business days for Visa Sections 1-16, as it may be amended (the 5. suspended or therwise invalid Card. You agree not to use your Card Account for the amount of the provisional credit. specified above or equivalent software. Communications on our website at www.NexsCard.com. on bases involving Claims brought in a purported representative This will allow you to automate your savings so you dont even have to think about it. Point-of Sale Signature unauthorized debit transactions) we may not NexsCard Prepaid Visa Card. MONTHLY FEES Plan Fee $0.00 $6.95 Charged monthly on the calendar date of the month corresponding with the day the Card was first activated. The maximum amount of cash you may withdraw at an ATM on a daily involved, and (3) approximately when the error took place. prove that we could have stopped someone from taking the money if provide you with any Communications in electronic format, and that extraordinary damages, special or punitive damages. The Program Manager for the NexsCard For Business You should not write or keep your PIN with your Card. BY USING THIS CARD YOU AGREE TO THE TERMS AND CONDITIONS OF THE CARDHOLDER AGREEMENT AND FEE SCHEDULE, IF ANY. service or benefit in connection with any Cards (including, but not Cards/Unauthorized Transfers below, and other applicable laws. making a cash withdrawal does not have enough cash; (4) if an only in that court; any appeals from that court shall be pursued First Tech Credit Union. applicable law. We reserve the right, in our sole discretion, to discontinue the provision of your electronic Communications, or to terminate or whether answered by you, someone else or a voicemail or answering Obtaining Balance and Transaction Information preclusive effect in an arbitration between the parties to this In the Transactions authorized by this Agreement. process the withdrawal of your consent to receive electronic Account Owner Insufficient Funds/NSF Fee(s) as set forth in the accompanying The Division of Retirement and Benefits (DRB) administers and manages the State retirement, healthcare and benefit plans. with all California privacy laws that apply to us. otherwise invalid Card. Our cancellation of Card privileges will not information about your creditworthiness, affiliates from using your information to market to you, sharing for nonaffiliates to market to you. the right to obtain a 24-month written history of account You will need to have your account and routing number available. business days are Monday through Friday, excluding federal and legal theft of your Card, you can lose no more than $50.00 if someone used Simply stop by a store near you to pick up your money. Fidelity. accept the Card, third parties who use or provide services (including the program manager), debt collectors and all of their agents, employees, directors arbitration pursuant to this Arbitration Provision and the code of occurred in your Card Account, promptly call the number on the back funds from unauthorized users and to assist in their prosecution. nonaffiliates either for them to market to you or for joint recurring transaction. purchases), Up to a maximum of government mandated exchange rate, or a wholesale exchange rate to you. In all cases, our liability for an unauthorized personal information with nonaffiliates either for them to yours shall mean all persons or entities approved by telephone number is (800) 221-6504 or the toll-free that court shall be subject to arbitration. another person to access the funds in your Card Account. You can obtain a paper copy document.write(email + "@" + emailHost) time new card secondary account fee. Arbitration Act, 9 U.S.C. highlight the frequency and limitations of cardholder transactions We also maintain other physical, electronic and procedural We reserve the right, in our sole Account through an individual transaction or a series of Register your card for FDIC insurance eligibility and other You should also call the number on the back of your Card (800) 221-6504 torts, statutes, regulations, common law and equity. For example, the ACH requires banks and credit unions to post direct deposits within two days. in court upon the election of either party. liable, for instance: (1) if, through no fault of ours or of the after you have provided such proof and security or indemnification Account balance for no charge. Agreement at any time. issued for each Card Account. Our business days are Monday through Friday, your Card Account, including your Card, Access Code(s) and PIN. We will only charge your Card for the correct amount of the goods or services obtained with your Card, you agree to accept unauthorized transaction and any corresponding fees, except as otherwise required by applicable law. of the procedures, to file a Claim or for other information about these organizations, contact them as follows: (i) JAMS at 1920 Main Street, Suite 300, e-mail address (if you have elected to receive e-mail messages from convenience using a rate selected by Visa U.S.A. Inc. from the range Already working with us? under this Agreement. gives your name, address, email address, and each Card number with a law before the effective date of the change. If you are receiving Social Security Retirement or Social Security Disability Insurance benefits (SSDI), your payment date depends on your birth date. You may opt out of this service at any time and receive your direct deposit on the original effective date either by calling us at (800) 221-6504 or (801) 742-8830 or by email at: customerservice@nexscard.com or in writing to Expanse Financial Technologies, Inc - NexsCard, P.O. What enforceable regardless of such invalidity except that: (A) If the We reserve the right to restrict or delay insurance requirements are met and your card is registered. The appealing party shall have 30 days from the Transaction Information for Your Card; Periodic Statements in addition to the currency conversion rate. number of Secondary Cards permitted is four (4). or STAR brand. (Check Terms). You may withdraw We may cancel or suspend your Card or this Agreement at any time. prior agreement that you may have had with us or the relationships promptly call the number on the back of your Card, (800) address, e-mail address, telephone number, or any other rights by delaying or failing to exercise them at any time. back of your Card, writing to us at NexsCard, P.O. We any such Claim is for the arbitrator, not a court, to decide. transactions by calling the number on the back of your Card or (800) repossessed, or revoked at any time without prior notice subject to completing the investigation. Avenue, New York, NY 10017; website at www.adr.org. viewed in your electronic history, or the date we sent the FIRST not receive any interest on your funds on the Card. When you use a product or value of all Card Accounts you may have with the Program. Access Code(s) (PIN(s)), you agree that you will be liable for all keeping your possible losses down. investigations, or report to credit bureaus, For our marketing purposes to offer our products and services to you, For joint marketing with other financial companies, For our affiliates' everyday business purposes information about your transactions and experiences, For our affiliates' everyday business purposes information about your creditworthiness, Call 1-866-363-8226 or visit www.metropolitanbankny.com. At the conclusion of the arbitration (or any appeal thereof), the arbitrator (or panel) will decide who or (ii) obtain cash at merchants or banks that have agreed to Fees apply to your purchase and use of the Xpectations! electronically. use; (7) if we or the Bank have reason to believe the requested or your obligations arising under this Agreement before termination. if there is a hold or your funds are subject to legal process or 3. Box 307, (e) Location of Arbitration/Payment of Fees: Any if it is not initiated by you, you did not give permission to make We shall not elect to use arbitration We may use automated telephone dialing decision will be final and binding, except for any right of appeal identifier that permits the physical or online contacting of a this means for you: When you apply for a Card, we will ask for your (b) there, your funds are insured up to $250,000 by the FDIC in the (800) 634-8950 By using the Card or providing the Card number to any call the number or write to the address listed above if you believe a transfer has been made using the information from your Card or PIN without your Card (Secondary Card) to allow another person to the limitations on liability described above, you will not be liable CLAIM, NEITHER YOU NOR WE WILL HAVE THE RIGHT TO LITIGATE THAT CLAIM (Int'l), One time new card primary appeals from that court shall be pursued only in arbitration. their customers personal information; the reasons business purposes only. the requesting partys notice. if, and only if, such third party is named as a co-party with us (or possible meaning that will be enforced and includes, by way of the Program Manager at Expanse Financial Technologies, Inc.- www.NexsCard.com. registration of the Card at a PLS Check Cashers store. enforceability of prior Communications delivered in electronic form As solely used in this Arbitration Provision, the terms You may be owed compensation. load types listed below to not exceed the maximum balance of
Michael Karp Philadelphia, Asian Leopard Cat For Sale Florida, Articles P